Security Alerts and Awareness

SECURITY AWARENESS

Keeping your information safe is a top priority at First National Bank of Bagley. Here are a few important reminders to help protect your devices and accounts:

• Update often: Regularly check your computers, smartphones, and tablets for updates. Updates not only fix security issues but also improve compatibility and performance.
• Be alert to suspicious texts and emails: Fraudsters often send fake messages claiming your account has problems, urging you to call or click links. These are designed to steal your personal or financial information.
• Remember: We will never contact you by text message or email asking for your account number, password, PIN, or other sensitive details. If you are unsure about a message, call us directly at our published number-never the number provided in the suspicious message.

NEW & GROWING THREATS

Check Fraud

Fraudulent checks remain a major risk. Criminals may use stolen, altered, or counterfeit checks to steal funds. Always:

• Verify checks before depositing, especially from unknown sources.
• Be cautious of overpayment scams, where a scam mer sends you a check for more than the amount owed and asks you to send back the difference.
• Monitor your account closely for unexpected transactions.

If you suspect a fraudulent check, contact us immediately.

Fake Links (Phishing)

Phishing is one of the fastest-growing internet fraud methods. Fraudsters create realistic-looking emails, texts, or websites designed to trick you into revealing sensitive information.

• Don't click on suspicious links or attachments.
• Look closely at web addresses-fake sites often use slight misspellings or unusual domains.
• Report suspicious emails: First National Bank of Bagley will never ask for sensitive details like Social Security numbers, account numbers, or PINs through email or fax.

Number Spoofing (The Bank Will Never Call You for Personal Info)

Scammers can make a call look like it's coming from the bank, a government agency, or another trusted business. This is called "number spoofing."

• We will never call you asking for your password, PIN, or verification codes.
• If you receive a suspicious call-even if the caller ID looks like us—hang up and call our official phone number directly.
• Do not provide personal information over the phone unless you initiated the call.