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Farmers Savings Bank
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How does ACH work?

ACH payments are electronic payments that are created when the customer gives an originating institution, corporation, or other customer (originator) authorization to debit directly from the customer's checking or saving account for the purpose of bill payment.

Customers who choose ACH payment must first authorize you to debit their bank account for the amount due. Authorization must conform to the requirements of the ACH Operating Rules and must be either written and signed, or electronically displayed.

ACH Payroll Origination

Make payroll convenient for you and your employees.

Company Benefit

  • No writing checks
  • No mailing checks
  • No lost checks
  • Lower overall cost, as low as $5.00 per file

Employee Benefit

  • Payroll deposited automatically
  • Faster funds availability
  • Receive payroll even on vacation
  • Deposit payroll to multiple accounts

ACH Receipt Origination

Receive payment for services automatically.

Company Benefit

  • No check handling
  • On time payment
  • Automatically deposited to account
  • Lower overall cost

Customer Benefit

  • Payment deducted automatically
  • No forgotten payments
  • Lowers cost of paying bill (no stamps)

For more information about ACH services offered by First National Bank, call Barb Anderson at 218-694-6233