Farmers Savings Bank

Personal Checking

For most people, some type of checking or draft account is probably the most basic, frequently used financial service available. When you shop around to see what's being offered, we think you'll find that dealing with our dedicated staff just might be one of the best moves you can make. Our services give you the opportunity to earn interest on the amount deposited... and we offer some of the most competitive rates and reasonable fees available. Plus, we work with you to help select the option best suited to your financial situation and lifestyle. Please be assured that all our accounts are designed for total ease and convenience.

All accounts include:

  • Free online access to Internet and Mobile Banking - Check your balance, check images, transfer funds between your FNB accounts and much more!
  • Free Internet Banking Technical Support - We have certified engineers on staff to ensure your online experience is trouble free. (Normal business hours apply)
  • Free Bank by Phone - Transfer and check your balances by touch tone phone
  • Free Direct Deposit
  • Free Incoming Wire Transfers
  • Free Night Depository - Make your loan payment or deposit funds 24 hours a day.

When you open an account and receive your monthly statement electronically

Account Type

Opening Balance

Min. Bal. to avoid Monthly Account Charge

ATM/Debit Card (Must Qualify)

Images

Free Checks

Monthly Account Charge

Bill Pay

Additional Charge if Monthly Paper Statement is required

E Basic

Opening Balance: $200.00

Min. Bal. to avoid Monthly Account Charge: N/A

ATM/Debit Card (Must Qualify): Included with eStatement

Images: $3.00 Per Check

Free Checks: NO

Monthly Account Charge: No Charge

Bill Pay: $5.00 per Month

Additional Charge if Monthly Paper Statement is Required: $2.00

E Checking

Opening Balance: $200.00

Min. Bal. to avoid Monthly Account Charge: $300.00

ATM/Debit Card (Must Qualify): Included with eStatement

Images: Included

Free Checks: NO

Monthly Account Charge:
$99.99 or Less - $7.00,
$100 to $199.99 - $6.00,
$200 to $299.99 - $5.00,
$300+ No Charge

Bill Pay: Included

Additional Charge if Monthly Paper Statement is Required: $2.00

E Interest

Opening Balance: $1,000.00

Min. Bal. to avoid Monthly Account Charge: $1,000.00

ATM/Debit Card (Must Qualify): Included with eStatement

Images: Included

Free Checks: NO

Monthly Account Charge: $999.99 or Less - $6.00

Bill Pay: $5.00 per Month

Additional Charge if Monthly Paper Statement is Required: $2.00

E 60+

Opening Balance: $100.00

Min. Bal. to avoid Monthly Account Charge: N/A

ATM/Debit Card (Must Qualify): Included with eStatement

Images: Included

Free Checks: 1 Box

Monthly Account Charge: No Charge

Bill Pay: Included


Other Charges may apply