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Farmers Savings Bank
merchant card reader

What are Merchant Services?


Merchant Services, or better known as credit card processing, is the handling of electronic payment transactions for merchants. Merchant processing activities involve obtaining sales information from the merchant, receiving authorization for the transaction, collecting funds from the bank which issued the credit card, and sending payment to the merchant.

We currently offer solutions from accepting credit cards at the counter to accepting credit cards anywhere via web or even your cell phone.

For more information about Merchant Services offered by First National Bank, call Barb Anderson at 218-694-6233.