Debit Cards

A debit card from First National Bank is convenient and quick...

Anywhere you see the Mastercard® logo, you can use your Debit Card. That means you can use it for purchases or get cash at financial institutions and ATM machines worldwide.

This Is One Powerful Card.

This is the card to carry. It has great features like - flexibility, worldwide acceptance, and safety. Yet it acts
as a check, with purchases or ATM withdrawals taken directly from your checking account.

It's Easy To Use.

To make a purchase, just present your debit card. Your purchase amount will automatically be deducted from your checking account - you simply need to have enough money in your checking account to cover the transaction. Every transaction will appear on your monthly statement with the detailed information you need: amounts, dates and locations.

It's Convenient.

It's accepted world-wide - anywhere you spot the familiar Mastercard® logo. And if you ever need quick cash, you can visit one of the 350,000 financial institutions world-wide or any ATM affiliated with First National Bank. It's that easy. The debit card from First National Bank is also ideal for your everyday spending needs, from a trip to the grocery store to a spending spree at your favorite department store.

It's Safe and has Fraud Monitoring.

The debit card from First National Bank is safer than carrying cash and easier than carrying checkbooks. Our card also provides a fraud monitoring service to further protect you and your money.

Tips on taking care of your First National Bank Debit Card...

Here are a few "dos" and "don'ts" that are important to follow.

• DO treat your card like cash. Always keep the card in a safe place.
• DO notify the bank when you are traveling outside of state
• DO keep your PIN a secret. DO NOT write the number on your card or keep it in your wallet. We will NEVER ask nor should you give your Personal Identification Number (PIN) to us or to anyone who asks for it.
• DON'T disclose information about your card over the phone. DO give your card number and expiration date if you initiated the call to place an order or make a reservation.
• DON’T fall victim to phishing, smishing or vishing schemes by entering your card information on the worldwide web unless you initiated the transaction.
• DON'T expose your card's magnetic strip to magnetic objects. A magnetic name tag or badge in a purse will make the card in your wallet ineffective.
• DO report lost or stolen cards immediately by calling First National Bank at (218) 694-6233 (after hours call Shazam at 1-800-383-8000).
• DO review your account statements and report any discrepancies to First National Bank within 60 days of your statement date.